Small Group Employers

2 – 50 employees

• For healthy or younger groups, the MEWA may cost less than an equivalent ACA fully-insured product – medically underwritten
• Protection of being part of a larger self-funded pool backed by Anthem Blue Cross and Blue Shield’s stop loss coverage and using a quota share agreement
  • Other level-funded products are specific to each group- little/no pool protection
  • Pool allows for more stable renewal increases
• Protection as a result of the rating methodology (min./max. risk factors)
• Fixed, predictable payments
• Offers non-metal level benefit plans
• Full Blue PPO network including BlueCard out-of-area benefits
• Assistance with many of the compliance requirements of being self-funded